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Being partly at fault doesn’t always mean you lose—here’s what you need to know

Personal Injury

How Comparative Negligence Affects Your Personal Injury Claim

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In many personal injury cases, the blame isn’t entirely one-sided. You might have contributed to the accident in some way, like failing to notice a warning sign or texting while walking. Fortunately, under comparative negligence laws, you may still be eligible for compensation even if you share some fault.

What Is Comparative Negligence?

Comparative negligence is a legal rule used to assign blame in an accident where more than one party is at fault. Instead of disqualifying you from recovery, it reduces your compensation based on your level of responsibility.

For example, if you were found 20% at fault and awarded $50,000 in damages, you would receive $40,000 after the deduction.

Types of Comparative Negligence

There are two main types:

Each state follows its own rules, so it's critical to understand the laws where your injury occurred.

How Fault Is Determined

Fault is determined by examining evidence such as police reports, eyewitness accounts, surveillance footage, and expert testimony. Insurance adjusters will review this evidence, and your lawyer may present arguments to minimize your share of the blame.

Be cautious when speaking with insurance companies they may try to shift blame onto you to lower your payout.

Why You Still Need Legal Help

Even if your case seems straightforward, proving your share of fault can be complex. A personal injury attorney can gather strong evidence, negotiate with insurers, and fight to minimize your percentage of fault—maximizing your compensation.

Final Thoughts
Comparative negligence doesn’t have to ruin your injury claim. With a skilled attorney and the right legal strategy, you can still secure the financial recovery you deserve even if you share some of the blame.